Canadian Dental Care Plan in Red Hill, Hamilton
Canadian Dental Care Plan Near You
Although brushing your teeth on a regular basis can help you maintain oral health, dental care can still cost a lot for families. The Canadian Dental Care Plan (CDCP) helps to make quality dental services more affordable for persons without private dental insurance.
The government program helps Canadians with the cost of dental care. Also, it is designed to pay part or all of essential care. Further, how it works depends on your income. Also, seniors and families can benefit from this program just like anyone else.
At MapleLeaf Smile Dentistry – Aya in Red Hill, Hamilton, we are proud CDCP providers that help our patients receive the high-quality dental treatments they deserve while making full use of their benefits with confidence and ease.
Who Can Apply for the Canadian Dental Care Plan?
- To be eligible for the CDCP, you must.
- Don’t have dental insurance that covers work, pension, or personal plans.
- Be a Canadian resident for tax purposes.
- Your most recent tax return, used to confirm eligibility for income.
- Earn less than $90,000 in adjusted family net income.
The program was first introduced to seniors in late 2023 and to children and adults with disabilities in 2024. By May 2025, all uninsured adults became eligible, with coverage beginning on June 1, 2025. This means that most Canadians will now have access to affordable, government-supported dental care.
Age Eligibility for the CDCP.
The rollout of the CDCP has been gradual by age group.
- Seniors aged 65 or older have been eligible since 2023.
- Adults with disabilities and children under 18 will be eligible starting in 2024.
- All uninsured adults will be eligible starting in May 2025.
Anyone who meets the income and insurance limits can apply, regardless of age.
How the Coverage Works
The sum the government disburses is reliant upon your household income.
If your family tax net income is low, the government pays Your share extra charges if the clinic prices are greater than CDCP fees. Under $70,000, 100 percent, Deciding To Pay, Under $70,000, 100% Pay only if fees exceed CDCP rates $70,000-$79,999 60%/40% Pay difference if fees exceed CDCP rates $80,000-$89,999 40%/60% Pay the difference if fees exceed CDCP rates.
Example:
- If the CDCP handbook says a cleaning is $130, but your clinic charges $140.
- Under $70,000 → You pay $10.
- You spend $52 if you earn between $70,000 and $80,000.
- Patients can see their expected out-of-pocket costs before treatment.
What the CDCP Covers:
The Canadian Dental Care Plan includes most fundamental dental services and preventive services.
- Routine checkups and cleanings.
- X-rays and fluoride treatments.
- Extractions, fillings, and root canals.
- Crowns, bridges, and dentures (preauthorization may apply).
- Gum disease and periodontal therapy.
- Oral surgery.
- Medically essential minor orthodontic treatments (from mid-2025).
Some complicated procedures may require Sun Life’s approval as they administer the program on behalf of the government.
What the CDCP Does Not Cover.
The CDCP doesn’t include everything. Just the essential dental care.
- Cosmetic services like veneers or whitening.
- Orthodontics done for appearance only.
- Elective procedures are not deemed medically necessary.
- Charges that exceed the CDCP fee schedule.
Always check with your Red Hill dentist whether a procedure is covered in full or in part before treatment.
How to Apply for the Canadian Dental Care Plan
Applying for the CDCP is quick and simple.
- Confirm your eligibility using the criteria above.
- You can also apply by calling 1-833-537-4342 or through your My Service Canada Account (MSCA).
- You must provide your SIN, address, and income information from your last tax return.
- A welcome letter and your CDCP ID card with your coverage start date will be sent upon approval.
Schedule a visit with a Red Hill dentist accepting CDCP. For instance, try MapleLeaf Smile Dentistry – Aya. Sun Life will be billed directly, which means you won’t have to pay upfront for any treatment costs.
Helpful Tips for CDCP Patients
- Schedule cleanings and checkups at least twice a year.
- Ask if your treatment requires preauthorization.
- Confirm that your dentist’s fees align with CDCP rates.
- Renew your eligibility before your benefits expire.
Why Choose MapleLeaf Smile Dentistry – Aya.
At MapleLeaf Smile Dentistry—Aya, we make using your Canadian dentist in Red Hill simple and stress-free. We will help patients understand their insurance coverage and receive the treatment they deserve.
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- Check your CDCP eligibility before your visit.
- Handle all billing directly with Sun Life.
- For cases like dentures or crowns, submit a pre-auth.
- Provide clear cost estimates before starting treatment.
If you’re searching for a dentist in Red Hill who is a provider of MapleLeaf Smile Dentistry – Aya, and who offers professional, gentle care, visit them today.
Visit, call, or email us today to find out how the Canadian Dental Care Plan near you in Red Hill, Hamilton, can help you maintain a healthy smile!